Outfitting the whole family in new glasses means finding frames, lenses and payment options that fit each person’s vision needs. Buy now, pay later (BNPL) services are part of how many people shop, with 16% of adults having used one in 2025.
Eyemart Express financing options include Affirm, PayPal and Apple Pay for online shoppers, plus Sunbit, CareCredit and vision benefits support at store locations.
Buy Now Pay Later Glasses Online at Eyemart Express
Shopping online gives you access to Affirm, PayPal and Apple Pay at checkout. Affirm is the dedicated installment option, while PayPal and Apple Pay are digital wallets that may show pay-later or installment choices based on your account or card issuer:
- Affirm gives you a dedicated way to buy glasses that you can pay for over time. Plans are based on purchase amount and eligibility, with short and long-term installments available. Rates and terms appear at checkout, and some plans may carry interest. APR may range from 0% to 36%, and checking eligibility does not affect your credit score. To use Affirm, add glasses to your cart, choose Affirm, log in or create an account and select an available plan. A down payment may apply.
- PayPal works as a secure digital wallet. After signing in, you can pay with your PayPal balance, linked bank account or saved card without re-entering payment details. Eligible shoppers may also see PayPal Pay Later options. With Pay in 4, you can split eligible purchases between $30 and $1,500 into four interest-free biweekly payments. A soft credit check may apply. Pay Monthly spreads eligible purchases across three, six, 12 or 24 months at 9.99% to 35.99% APR.
- Apple Pay streamlines checkout with Face ID, Touch ID or a passcode. It can also fill in stored billing and shipping details. Installment availability depends on your linked card issuer, which sets the rates and terms.
You can also browse the full frame catalog for affordable glasses with financing options across styles and price points. When you add a prescription, Eyemart Express offers an online pupillary distance measurement tool to help keep the process moving before you choose a payment option.
In-Store Financing Options at Eyemart Express
Visiting a store gives you access to glasses financing options and coverage support beyond online checkout. You can ask about Sunbit, CareCredit and vision insurance, while Eyewear Experts help match frames and lenses to your prescription and price point:
- Sunbit offers payment plans for eyeglasses, with a fast application process. Terms may run three, six or 12 months. Sunbit has a high approval rate, and applying does not involve a hard credit check. APR may range from 0% to 35.99%, depending on purchase amount and credit assessment.
- CareCredit is another provider of financing plans for eyeglasses. The health and wellness credit card is accepted at more than 285,000 locations, including vision care providers. If you already have the card, you can use it at an Eyemart Express store. Qualifying purchases of $200 or more may be eligible for promotional financing. New applicants can check prequalification without affecting their credit score. Because you can use the credit line again, CareCredit may be helpful for future vision purchases, too.
- Vision insurance, including VSP, EyeMed, Davis Vision and UnitedHealthcare, can help you pay for eyewear and vision care. Bring your current prescription and insurance information to Eyemart Express, and an Eyewear Expert will review your benefits before you choose frames. With some plans, insurance may lower your out-of-pocket cost or help cover an additional pair.
Using Your HSA or FSA at Eyemart Express
Prescription glasses, frames and eligible prescription lenses can count as IRS-qualified medical expenses, making health savings account (HSA) and flexible spending account (FSA) funds a reliable way to pay for qualifying eyewear. At an Eyemart Express store, you can use an eligible account card when your plan supports card payments.
For online orders, use another payment method at checkout and save your itemized receipt. Then submit the receipt to your provider for reimbursement, if your plan allows. Make sure to check the reimbursement process before ordering so you know what documentation you need.
Timing matters for FSA funds because many plans follow a use-it-or-lose-it rule, while some offer a grace period or limited carryover. HSA funds roll over year to year. If you have FSA dollars left, new glasses can be a practical way to use them before your plan deadline.
Flexible Payment Options for Glasses FAQ
Have questions before you choose how to pay? These answers can help you compare options for your eyewear needs.
Do BNPL options cover lenses, upgrades and add-ons that contribute to quality and durability?
BNPL options do cover lenses, upgrades and add-ons that contribute to quality and durability when they are part of an eligible purchase. Terms depend on the payment option and purchase amount. Review the terms at checkout or ask an Eyewear Expert in-store before completing your purchase.
Can I combine different financing options?
Yes, you can combine different financing options when your benefits, remaining balance and selected payment option allow it. Ask an Eyewear Expert how vision insurance applies and which options are available for the rest of the purchase.
Are all frames and lens types eligible for financing?
Not all frames and lens types are eligible for financing. Eligibility depends on the payment option, purchase details and provider terms. Eyemart Express offers a wide range of frames and add-ons, so review the terms before checkout or ask an Eyewear Expert which options apply to your order.
What should I consider when buying glasses for my family?
When buying glasses for your family, consider each person’s prescription and frame preferences. Then compare payment options, insurance benefits and add-ons like ExpressCare+ so you can choose eyewear that fits each person’s needs and your price point.
Shop Glasses Online or In-Store at Eyemart Express
Whether you need a new pair of glasses or glasses for the whole family, Eyemart Express payment plans let you shop by prescription, price point and preferred checkout path.
Shopping online? Browse frames, add your prescription and use Eyemart Express’s online pupillary distance measurement tool before checkout. Then choose from available payment options, including Affirm, PayPal and Apple Pay. During checkout, you can also review eligible add-ons, such as ExpressCare+.
Prefer in-person assistance? Find a store near you to ask about Sunbit, CareCredit and vision insurance. An Eyewear Expert will walk you through your options and help you find glasses that fit your prescription and price point.
